Analysis of mobile payment problem and optimization strategy under e-commerce environment
电子商务环境下移动支付问题与优化策略探析

摘要

移动支付方式的普及推动了电子商务行业的发展，为新冠疫情环境下开展无接触服务提供了技术支持，是信息时代到来的必然产物。目前，移动支付的发展在电子商务领域受到诸多因素的限制，如政策法规、技术安全、经营策略等。因此，本文基于电子商务领域，深度分析移动支付业务发展过程中所面临的问题，并深入探究移动支付业务的优化发展策略。

Abstract

The popularization of mobile payment methods has promoted the development of the e-commerce industry, and provided technical support for the development of contact-free services in the COVID-19 environment. It is an inevitable product of the arrival of the information age. At present, the development of mobile payment is limited by many factors in the field of e-commerce, such as policies and regulations, technology security, business strategies, etc. Therefore, based on the field of e-commerce, this paper deeply analyzes the problems faced in the development process of mobile payment business, and deeply explores the optimization and development strategy of mobile payment business.