Research on key technologies and applications of cloud computing in the digital transformation of banks
云计算在银行数字化转型中的关键技术与应用研究

摘要

云计算作为推动银行数字化转型的关键技术，正在快速发展并逐步改变金融行业的运营模式。通过云计算，银行能够有效提升数据存储、处理能力及其运维效率，实现更加灵活和智能的服务体系。云计算不仅支持银行实现更高效的数据分析和信息共享，还能在保障数据安全的基础上，实现大规模的金融创新。本文探讨了云计算在银行数字化转型中的核心技术与实际应用，分析了云计算技术的部署与实施方案，以及其在提升银行服务质量、降低成本方面的关键作用。通过案例研究，进一步揭示云计算为银行带来的技术创新及未来发展方向，为金融行业的数字化转型提供了有力的支撑。

Abstract

As a key technology driving the digital transformation of banks, cloud computing is developing rapidly and gradually changing the operation mode of the financial industry. Through cloud computing, banks can effectively enhance their data storage and processing capabilities, as well as operational efficiency, thereby building a more flexible and intelligent service system. Cloud computing not only supports banks in achieving more efficient data analysis and information sharing but also enables large-scale financial innovation while ensuring data security. This paper explores the core technologies and practical applications of cloud computing in the digital transformation of banks, analyzes the deployment and implementation plans of cloud computing technologies, and their key role in improving bank service quality and reducing costs. Through case studies, it further reveals the technological innovations and future development directions brought by cloud computing to banks, providing strong support for the digital transformation of the financial industry.